SSS contribution page

Keeping track of your SSS contributions isn’t just about verifying payments but it’s very helpful for  your future benefits like pensions, loans, and disability claims.

Social Security System (SSS) made it easier than ever to check your contributions from your phone or computer.

I’ll walk you through the exact steps I use to check my SSS contributions online, with no jargon, and no confusion. So if you’re a full-time employee, freelancer, or voluntary member who is paying his/her SSS contribution this guide is for you.

Why You Should Check Your SSS Contributions Regularly

Before we get into the steps let’s discuss why you actually need to check your contributions in the first place.

  1. To see your contribution is really being paid.

Well if you’re employed, your company should remit monthly SSS contributions. But lapses happen and this actually happened to me. I never checked my contribution online when I was employed trusting that my employer is actually paying what they show they are paying, then I resigned and never really thought about SSS until I got back to working at home and started paying again. I even thought of not paying it anymore because I never knew the benefits of paying SSS so if you’re wondering the same and if you should continue paying or not then you can read my article about this here.

Anyway, when I reviewed my contribution, I saw that there were a couple of months that hadn’t been paid by my former employer in between. I was employed with them the whole time so I’m not sure why they skipped a couple of months and then continued paying. So yeah, it’s important to check yours too while you’re still with them so you can still ask them to pay or add more if they skipped some months.

  1. Track your qualification for benefits. 

As a member, there are benefits you can get from SSS like maternity benefits for moms, or loans. To be able to claim benefits like maternity, retirement, or loans, you must meet contribution requirements and so you have to track to make sure you’ll be eligible when you need it.

  1. To be able to spot and fix errors early. 

Like I mentioned in the first one, errors happens and mistakes in your records could delay claims when you need them most, so definitely make sure your contributions are up to date. You’ll be able to see if you missed a month and you can catch up before you’re not able to.

Those are some important reasons why you need to check your contributions regularly. Now let’s get into how I usually do it.

1. Using the My.SSS Web Portal (Most Reliable Method)

This is the official method and this is what I’m using to review my contributions monthly. I also use this the most because it shows a detailed monthly breakdown of all contributions and I can see realtime that my contribution has been posted. 

I also create my PRN using this method so I can check after generating my PRN.

Here’s how I check:

  1. Go to the official SSS website.
  2. Click Member Login under the PORTAL section.
  3. Log in using your User ID and password.
    • If you don’t have an account, click Register and follow the steps.
  4. After logging in, go to E-Services > Inquiry > Contributions.
  5. You’ll see your contribution history, by year, with monthly breakdowns, including Regular SSS, WISP, and WISP Plus (if applicable).

And that’s it, it’s that simple.

2. Via the SSS Mobile App (Quick and Convenient)

Another way to check is through their mobile app. I actually do not use this because I already have a lot of apps in my phone so I removed my SSS app. But this is helpful for those who want to easily check their contributions with just their phone.

To check through the app:

  • Download the SSS Mobile App from the Play Store or App Store.
  • Log in using the same My.SSS credentials.
  • Tap Total Contributions on the dashboard.
  • You’ll see the total and can drill down into monthly postings.

This is ideal if you just need a quick glance at your latest payment.

3. Through Text SSS (Offline Option)

Yes, there’s also an SMS-based method if you don’t really have an internet access. I personally have not tried this but I saw this post about it from their facebook account. There’s also a fee so this can be used if you really need to check but don’t have an internet access.

Here’s how:

Register and send to 2600 : SSS REG <SSNUMBER> <BDAYmm/dd/yyyy>

Ex. SSS REG 3375003981 10/26/1989

Upon successful registration, you will receive a Personal Identification Number (PIN) to be used when sending text-inquiries. 

Text these keywords to 2600:

  • To get a Payment Reference Number (PRN), key in: SSS PRN <SS Number> <PIN> <BDAYmm/dd/yy>
  • To inquire on Contributions, key in: SSS CONTRIB <SS Number> <PIN> 
  • To inquire on Loan Balance, key in: SSS LOANBAL <SS Number> <PIN> 
  • To inquire on Loan Status, key in: SSS LOANSTAT <SS Number> <PIN> 
  • To retrieve PIN, key in: SSS RESET <SS Number> <BDAYmm/dd/yy>
  • To check Status of Claim, key in: 
  • SSS STATUS Sickness <SS Number> <PIN> 
  • SSS STATUS Maternity <SS Number> <PIN>
  • SSS STATUS ECMed <SS Number> <PIN> 
  • SSS STATUS Retirement <SS Number> <PIN>
  • SSS STATUS Disability <SS Number> <PIN>
  • SSS STATUS Death <SS Number> <PIN>
  • SSS STATUS Funeral <SS Number> <PIN>

The following inquiries do not require Text-SSS registration.

Text these keywords to 2600:

  • To inquire on all Keywords used in Text-SSS, key in: SSS HELP
  • To know the nearest branch, key in: SSS BRANCH <city> or <postal code>
  • To inquire on Document Requirements for Benefit Claims, key in: 
  • SSS DOC Sickness 
  • SSS DOC Maternity  
  • SSS DOC ECMed 
  • SSS DOC Funeral 
  • SSS DOC Retirement (For retirement at less than 65 years old)
  • SSS DOC Retirement Minor (For retirement with minor dependent)
  • SSS DOC Disability
  • SSS DOC Death
  • To inquire on Document Requirements for UMID, Membership,
  • and Changes in Member’s Data, key in:
  • SSS ID 
  • SSS OFW  
  • SSS SELF
  • SSS VOL 
  • SSS CHANGE

To send feedback and concerns, key in: 

  • SSS FEEDBACK <SS Number> <feedback/complaint/concern> Send to 2600.
  • Example: SSS FEEDBACK 3312345678 CONTRI NOT POSTED
  • Service fee: P2.50 for Globe and Smart subscribers; P2.00 for Sun Cellular subscribers.

4. Asking Your Employer or HR (For Employed Members)

If you are still employed, you can always check with your own employer or HR. They are the ones who are processing your documents with SSS and paying your contributions monthly so you can always reach out to them if you need any information about SSS as well.

Why this matters:

  • HR can provide remittance schedules or proof of payments.
  • It helps verify if missed contributions were just late postings or actual lapses.

5. Visiting an SSS Branch (If You Need Printed Records)

If you can’t do any of the above then there’s always the option of visiting the nearest SSS branch in your area. You can also ask other things from them and raise any concerns.

You can also do this if:

  • You need a certified printout.
  • You are dealing with a complicated claim.
  • You want to speak to someone directly.
  • You don’t have any online account yet and don’t know your SSS number.

Just make sure to bring a valid ID and your SSS number. If you don’t have you SSS number, don’t worry, just bring your valid ID. Also, you have to go early because there’s always that long line if we talk about office transactions.

Conclusion

Be proactive when it comes to the things you’re paying like this SSS contribution. Don’t just wait until you’re about to retire or claim a loan to check your SSS contributions because you might be surprised. 

I check mine monthly to make sure all payments are in and also because I generate my own PRN monthly.

I hope this one is helpful.